Your medical ailment prevents you from working. As a result, you understand that seeking Social Security disability (SSD) benefits is an option available to you.
These government benefits will help you and your family. However, you wonder how much money in benefits you will receive each month. In 2020, nearly 8.2 million disabled workers received such benefits with an average amount of $1,277. Also, on average, disabled male workers received 22% more each month than disabled female workers, getting $1,404 compared with $1,149.
Monthly average is $1,277
The length of your working career and the amount of money you paid into the Social Security system are among the factors that determine the size of the benefit a disabled worker receives.
Here is a summary by age group of the average amount of money workers received in SSD benefits in 2020:
- Ages 25 and under: $693
- Ages 25 to 29: $804
- Ages 30 to 34: $903
- Ages 35 to 39: $1,001
- Ages 40 to 44: $1,085
- Ages 45 to 49: $1,160
- Ages 50 to 54: $1,230
- Ages 55 to 59: $1,301
- Ages 60 to 64: $1,394
- Ages 65 to full retirement age: $1,441
Remember that the Social Security Administration (SSA) denies two-thirds of all applications for disability benefits. That should not stop you from applying, especially when a medical ailment derailed your ability to earn a paycheck.
Deserving of these crucial benefits
Maybe you need this money until the time your full retirement age arrives, and then your monthly benefit automatically transforms into retired worker benefits. But maybe you only need it for a year or two until you recover. Regardless, this is money that you deserve and need to help your family get through a difficult and transitional time.